One system for
the money your business moves.
Accept payments, pay staff and suppliers, hold rands and stablecoins, run your treasury, and settle at size. From a corner shop to a corporate desk.

One balance, one verified entity, every desk.
The whole app becomes your business account. Wallet, Treasury, OTC Desk and Commerce run off the same balance and the same verified identity — and three desks sit beside the app for the things a system cannot do on its own.
A business does not buy a job to be done. It buys a system.
The whole app becomes your business account. Three desks sit beside it for the things a system cannot do on its own.
The whole app, as your business account.
Balances, payments in, payments out, cards and Stacks, plus DPOS, invoicing and invoice links, a dashboard over the whole portfolio, and roles across multiple entities.
Open a business accountWe become your treasury department.
Global payments, deal booking, exchange control and BoP reporting, run end to end on Investec as banking infrastructure partner.
Talk to Treasury03 · OTC DESKSize, executed by a desk.
High-volume execution and stablecoin settlement, with a dealer on the other end of the line.
Talk to the deskGet listed, get found, get settled.
Merchants listed to our users, merchant-to-merchant trade, and every trade settling on our rails.
Facts your finance team can check.
The questions a business asks, in the order they ask them.
Is this a bank account?
80eight is not a bank. 80eight is a financial technology company. You still need your own bank account. 80eight sits alongside it.
What does it cost to get started?
No terminal rental and no monthly fee to keep the account open. Per-payment pricing sits on each product page.
How fast do payments settle?
88Pay payments settle instantly into your business wallet. There is no payout cycle.
Who holds our money?
Client funds are safeguarded and held separately from 80eight's own money.
Can more than one person use the account?
Yes. Roles and approvals per person, across multiple entities if you run more than one.
What do we need to onboard?
We need your company registration document, proof of business address, director ID and a recent bank statement. Our team runs the verification.
Your money, your controls, your audit trail.
FSP licence 49010 · regulated in South Africa
80eight is not a bank. 80eight is a financial technology company. You still need your own bank account. Digital assets are not bank deposits and are not covered by a deposit-protection scheme. Holding and trading digital assets involves significant risk, including the risk of substantial loss.