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OverviewWalletTreasuryOTC DeskCommerce
BUSINESS SUITE

One system for
the money your business moves.

Accept payments, pay staff and suppliers, hold rands and stablecoins, run your treasury, and settle at size. From a corner shop to a corporate desk.

Open a business accountTalk to us
80eight business dashboard
Images for illustrative purposes only.

Wallet

DPOS · CheckoutPending
Amount dueR 1,240.00Ref · INV-0294
Scan with 88Pay to pay
Session expires in4:52
Paid as the sale happens
DPOS no hardware
Roles per entity

The whole app becomes your business account — payments in, payments out, plus DPOS, invoicing, a dashboard and roles across entities. Money in your wallet as the sale happens.

See the Business Wallet

Treasury

Treasury console
ZAR current accountR 4,182,400Available
USD account$ 216,800Available
EUR account€ 74,150Available
FX deal request · USD/ZAR 1.2mConfirmed by dealer · 11:04Confirmed
Payment instruction · Supplier GmbHSubmitted 10:52 · awaiting approvalIn review
Beneficiary · Meridian Trading LtdAdded 09:31 · first use blockedPending approval
BoP report · JulyFiled on your behalf · 08:15Filed
Every account, one screen
Exchange control end to end

We become your treasury department. Global payments, deal booking, exchange control and BoP reporting, run end to end by our desk — with a console that shows you everything.

See Treasury

OTC Desk

Desk ticket
PairZAR / ZAR8Stablecoin settlement
SizeR 12,000,000One ticket
SettlementSame dayValue 07 Aug
Quoted priceOne price for the whole ticket1.0000
Settle intoHeld on platformZAR8 · custodial balance
Dealer · Cape Town deskOn the lineLive
BackingFully collateralised1:1
One price, whole ticket
Same-day settlement

High-volume execution and stablecoin settlement with a dealer on the other end of the line. One price for the whole ticket, settled the same day.

See the OTC Desk

Commercesoon

04 · COMMERCEIn scoping
Get listed, get found, get settled.
Merchants listed to our users
Merchant-to-merchant trade
Every trade settles on our rails
Merchant directory
Settles on our rails

Merchants listed to our users, merchant-to-merchant trade, and every trade settling on our rails. Commerce is being scoped — register interest and hear about it first.

Register interest

One balance, one verified entity, every desk.

The whole app becomes your business account. Wallet, Treasury, OTC Desk and Commerce run off the same balance and the same verified identity — and three desks sit beside the app for the things a system cannot do on its own.

ONE SYSTEM, THREE DESKS

A business does not buy a job to be done. It buys a system.

The whole app becomes your business account. Three desks sit beside it for the things a system cannot do on its own.

WHY YOU CAN BELIEVE US

Facts your finance team can check.

Client funds safeguarded, held separately
Investec as banking infrastructure partner
Exchange control managed end to end
FSP licence 49010
BEFORE YOU START

The questions a business asks, in the order they ask them.

Is this a bank account?

80eight is not a bank. 80eight is a financial technology company. You still need your own bank account. 80eight sits alongside it.

What does it cost to get started?

No terminal rental and no monthly fee to keep the account open. Per-payment pricing sits on each product page.

How fast do payments settle?

88Pay payments settle instantly into your business wallet. There is no payout cycle.

Who holds our money?

Client funds are safeguarded and held separately from 80eight's own money.

Can more than one person use the account?

Yes. Roles and approvals per person, across multiple entities if you run more than one.

What do we need to onboard?

We need your company registration document, proof of business address, director ID and a recent bank statement. Our team runs the verification.

CONTROLS

Your money, your controls, your audit trail.

Held apart from oursClient funds are safeguarded and held separately from 80eight's own money.
Segregated custodyFull MPC custody with a licensed custody partner, keys split across parties.
Roles and approvalsWho can see what, and who can release a payment, set per entity.
Exchange control, ownedWe manage exchange control end to end and file BoP reporting on your behalf.

FSP licence 49010 · regulated in South Africa

80eight is not a bank. 80eight is a financial technology company. You still need your own bank account. Digital assets are not bank deposits and are not covered by a deposit-protection scheme. Holding and trading digital assets involves significant risk, including the risk of substantial loss.

Start accepting payments today.

Open a business account with no terminal rental, no monthly fee and no payout wait. Or talk to us if what you need is a desk.

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80eight is not a bank. 80eight is a financial technology company. You still need your own bank account.