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The 88Minds Blog

Plain-spoken guides to crypto, forex, payments and property — written by people who build the products, reviewed by the people accountable for them.

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Do we still need banks?

For most people, the answer is an obvious yes. We need somewhere to deposit salaries, make payments, access credit and keep our savings safe.

80eight Team5 min read
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How to protect yourself against an overreaching government

The birthing dream of cryptocurrency seems to be fading from view. Just in the last few months we have had two bits of proposed regulations that will restrict your ability to move…

80eight Team3 min read
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Nvidia: The most under-valued stock in the world?

It maybe hard to imagine that Nvidia may be the most under-valued stock in the world – despite increasing in price more than 1.200% in the last five years.

80eight Team1 min read
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Suddenly, we have too much electricity in SA

Remember the scare-mongering of a few years ago warning that bitcoin mining would consume most of the world’s power?

80eight Team1 min read
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The gambling problem that won’t go away

Anyone watching the World Cup will notice the outsized presence of sports betting advertisers like Betway and Hollywoodbets on DStv.

80eight Team3 min read
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Three dead easy ways to cut monthly expenses and start saving

Many younger people complain that they simply don’t have enough to save. The Old Mutual Savings & Investment Monitor 2026 found 91% of Gen Z South Africans have savings goals but…

80eight Team2 min read
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Why politicians make such excellent investors

It’s become something of a joke in the investment world: the extraordinary investment skill of politicians.

80eight Team3 min read
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With no US victory in sight, the world carries the tab for this war

The SA Reserve Bank raised interest rates in May by 25 basis points (bps) due to the inflationary effects of the war initiated by the US and Israel against Iran.

80eight Team4 min read
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A new tech cold war is brewing between China and the US

The US leads in the AI race, but for how long? China is catching up fast on the US with some astonishing leaps in AI functionality and speed with the likes of DeepSeek and Qwen.

80eight Team2 min read
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Bitcoin hits 200-day moving average – a long winter ahead?

Bitcoin has touched the 200-day moving average – a rare event, for sure, that has historically resulted in a bounce (other than in 2022 when it spent the best part of a year…

80eight Team1 min read
News

Do exchange controls stop money travelling across borders?

No they don’t. There’s a common misconception that exchange controls stop money leaving the country.

80eight Team3 min read