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Wallet

ZAR
BTC coinBTC
ETH coinETH
USDT coinUSDT
USDC coinUSDC
Tether Gold coinXAU₮
ZAR8 coinZAR8

Your rands and your crypto sit in the same place. Buy, sell, send and receive, move rands in from your own bank account and take them back out again. You'll see the price and the fees before you confirm anything.

Open your wallet

Spend soon

Core Tier 01 · Obsidian
Core Tier 02 · Sterling
Core Tier 03 · Cipher
Core Tier 04 · Meridian
80eight
Core Tier 05 · Apex · invitation only
Coming soon

Cards are the next rail. There's nothing written here yet, because there's no card product to describe and we won't run the story ahead of the thing itself. Leave your email and you'll hear from us the day there is one.

Tell me when it's ready

Send

TM
You're sendingR 250.00
88Pay @thandi
Bank account ZA
Mobile money Africa
0x7aF3…9C2b on-chain

A name, an 88Tag, a cell number or a wallet address is enough. Put in one detail and we work out how it gets there — to another 80eight account it lands instantly and free on 88Pay, and anywhere else it goes to their bank, their mobile money wallet, or on-chain. You see the fee and the arrival time before you confirm.

Send your first payment

Request

AO
TM
SK
88.link/@thandi/450Copy
Group split
Braai · Saturday
3 of 5 have paid
R 1 250.00
R 500 to go
SK
Request paid
From Sipho K
Settled in 4 min
R 480.00
Complete

Get paid without handing out your bank details. Ask a contact, split a bill with a group, or send a link that anyone can pay, whether they're on 80eight or not.

Send a request

Remittance

You sendR 1 000.00
FeeR ••.••
They get••• •••
Paying out
To Amara O
Mobile money wallet
R 1 000.00
In progress
Delivered
To Joseph M
Bank account
R 2 400.00
Complete
RM
Repeats monthly
To Rose M
Next on the 25th
R 800.00

Send money home and know exactly what lands. Pay out to a mobile-money wallet or a bank account across the corridors we support. The fee and the total are on the screen before you confirm, and your money comes back to you if the payout fails.

Send money home
PAYMENTS · DIGITAL ASSETS · STABLECOINS · INVEST

One place for money
to live, move and grow.

80eight holds rands, stablecoins and crypto in one account, moves them to anyone in seconds, and puts them to work while they sit. For people, and for businesses.

Launch Web AppApp StoreGoogle Play

Licensed by the Financial Sector Conduct Authority · FSCA FSP 49010 (ZA)

08:42
CDPersonal
Digital wallet
R 159 512.45
+R 1 875 (1.19%) over the last day
Local currency
ZARSouth African Rand18 420.00 ZAR
Your stablecoins
ZAR822 345.53 ZAR8R 22 345.53
USDT4 395.00 USDTR 82 186.50
USDC1 745.00 USDCR 32 631.50
Your crypto
BTCBitcoin0.00001071R 200.00
ETHEthereum0.05R 8 204.00
WalletSendRequest
08:42
GMBusiness
Portfolio balance
R 16 263 821.13
+R 24 946 (0.15%) over the last day
Send
Receive
Convert
More
Rates
US DollarUSD / ZAR18.70 ZAR+0.42%
EuroEUR / ZAR20.55 ZAR+0.18%
Pound SterlingGBP / ZAR23.40 ZAR+0.61%
UAE DirhamAED / ZAR5.09 ZAR−0.09%
WalletSendRequest
R 16 263 821.13
Portfolioeverything
Digital walletR 159 512.45
Global walletR 45 502.60

One number on the way in, and the wallet it came from one swipe behind it.

ZAR822 345.53
USDTR 82 186.50
BTCR 200.00
XAUTR 8 204.00

Rands, stablecoins and crypto in one list — nobody has to convert anything in their head.

Senda name is enough
Receivetag, link or QR
Convertrand ↔ stablecoin

Buy, sell, deposit and withdraw without leaving the app — and without leaving the home screen.

Launchpad
Home88PayStacksSpendRequestsShopZAR8 YieldSettingsSupport

One button opens the whole suite. Every product in the account is a tile here — so the home screen never has to carry nine of anything.

TWO SUITES

Pick the side you are on.

Personal unbundles the app into six products you can pick up one at a time. Business bundles the whole thing into one account, with three desks behind it.

01
Wallet
Send
Request
Spend
Remittance
Wealth
Personal Suite

Everything your
money needs to do.

Hold it, send it, get paid for it. Without moving it between apps first.

02
Wallet
Treasury
OTC Desk
Commerce
Business Suite

The money side of
your business, handled.

One account for the day to day. Real people when the amount gets big.

Your money and your company's, on the same rails.

One account holds rands, stablecoins and crypto, moves them to anyone in seconds, and puts them to work while they sit. The Personal Suite and the Business Suite run on it side by side.

TRUST BUILT FROM THE CORE

Facts we can already stand behind.

Funds safeguardedClient money is held separately and never lent out.
MPC custodyKeys are split across a licensed custody partner.
2FA on payoutsEvery payment out needs a second factor.
Licensed providerFSP licence 49010, regulated in South Africa.
SEVEN RAILS, ONE PLATFORM

Everything the platform does, on one screen.

Five personal products and two business rails, each doing a single job — all on the same account.

$
XAUT
ZAR
BTC
USDT
01Wallet

Everything you hold, in the same place.

BBBrent Brosome @brentb88Pay liveWhere things landZAR88Pay balanceUSDCBase
02Send

If they can receive it, you can send it.

AO
SK
TM
LM
NP
88.link/@thandi/450Copy
03Request

Get paid without asking twice.

80eight•••• 8842
04Spend

Spend it without selling it first.

You're sendingR 4 812.00
05Remittance

Send money home, and know what lands.

Tap to payR 240.00
80eight•••• 8842
06DPOS

Your phone is the card machine.

INVOICE 0042R 4 250
07Invoices

An invoice they can pay in one tap.

SECURITY AND REGULATION

Your money, held properly.

Held apart from oursClient funds are safeguarded and held separately from 80eight's own money.
Keys split, not storedFull MPC custody with a licensed custody partner, so there is no single point of failure.
Licensed and auditedFSP licence 49010, regulated in South Africa, every transaction logged.

80eight is not a bank. 80eight is a financial technology company. You still need your own bank account. Digital assets are not bank deposits and are not covered by a deposit-protection scheme. Holding and trading digital assets involves significant risk, including the risk of substantial loss.

Read how we hold your money

One app, limitless possibilities

Move money across borders, own your assets and grow your wealth in a connected ecosystem where traditional and digital finance meet.

WHY 80EIGHT

You're in good hands.

We have global expertise.Trusted by people and businesses worldwide to navigate forex and crypto with confidence.
We put customers first.A dedicated team delivering personalised guidance and white-glove service to you and your business.
We have a competitive edge.Transparent fees, better rates and cutting-edge digital tools built for your every need.
Innovation meets security.Regulatory compliance handled end to end, with robust security built into every layer.
SERVICES

80eight, at your service

If you've made it this far, chances are you already see how we can support you and your business. But words can only go so far — we'd love the opportunity to show you. Whether it's in our office or over a virtual coffee, let's connect, get to know each other, and explore how we can help you achieve your goals.

Speak to an advisor
COMMON QUESTIONS

Frequently asked questions

What does 80eight do?

80eight empowers individuals and businesses to buy, send, receive and grow money across borders and currencies using both fiat and crypto rails. We provide the tools and infrastructure to move value quickly, securely and with greater flexibility.

Is 80eight a bank?

No. 80eight is not a bank. We are a licensed financial technology company that partners with regulated institutions to provide secure, borderless payment, forex and digital asset services.

Is 80eight a licensed Financial Services Provider (FSP)?

Yes. 80eight is a licensed Financial Services Provider (FSP) in South Africa and operates in full compliance with the regulatory standards that govern our licensed activities.

What are the three pillars of the 80eight ecosystem?

The three pillars are the App (your gateway to global payments and digital assets), the Business Suite (advanced financial tools for SMEs, corporates and global operators) and the Personal Suite (everyday financial tools for individuals to move, save and grow money). Each is designed to serve different needs while working seamlessly together.

Who can use 80eight's services?

Individuals and businesses of all sizes can use 80eight's services — anyone looking for seamless, global and digital-first financial tools to move, manage and grow their money.

How secure is 80eight as a financial platform?

80eight uses bank-grade security to protect your money and data. All information is encrypted, our wallets run on MPC (Multi-Party Computation) technology for advanced protection, and our systems undergo regular security audits, penetration testing and continuous monitoring.

See all FAQs →

WHAT YOU CAN HOLD

Rands, stablecoins, crypto.

Prices shown are for illustrative purposes only. Live pricing in app.

Ready to make your move?

Whether you're looking for institutional treasury services or a smarter way to manage your money — 80eight has you covered.

Create your accountSpeak to an advisorExplore FAQs →