FAQ

80eight Ltd is a real estate crowdfunding platform that connects property owners with real estate investors. Our platform provides investors with access to a range of lucrative property investments across South Africa and offshore.

Using equity crowdfunding and fractional ownership, investors can partake in owning a property from as little as ZAR 10 000.

The platform also serves the property owner who is seeking to raise capital on their property or development in exchange for equity in that property.

80eight (RF) Ltd does not negate any of the real-world risks involved in owning a property.

We do not guarantee any of the expected returns advertised due to a number of varying factors. Some of the risks involved in property investments can be found below:
Variable income: Variable returns due to vacancy loss, negotiated lower rentals, tenant defaults, maintenance, and repairs. Due to these factors it is possible that rental incomes are lower than expected and investors will receive a lower return than stipulated.

Market Risk: Property investments are speculative, and the property market can rise as well as decline. Rental income can change from time to time and valuations of properties can change as a result of macro and micro-economic factors. Real estate is cyclical and can increase or decrease in value as a result.

Economic Risk: A decline in property valuations can be a result of various reasons such as the wider economy weakening or problems with the property that may require an injection from future cash flows.

Political Risk: Legal, political, and economic factors can negatively impact property values.

Non-tradable shares: Investors will not own the property directly but rather by means of owning shares in an SPV investment Company that owns the property. These shares are regarded as illiquid as they cannot be easily traded.

Liquidity Risk: Since property is regarded as a medium to long-term investment it is regarded as an illiquid investment. This means that at the end of the investment term, it may not be possible to dispose of the property and collect the proceeds immediately. This may result in investors experiencing a delay in receiving their capital or the property being sold at a loss. This depends on being able to sell the property timeously and at an attractive price which may not be possible at that point in time.

Capital Risk: If for any reason 80eight ceases to carry on its business, investors may lose funds, incur costs, or experience delays in their investment being wound up. To mitigate this type of risk, 80eight will only offer freehold properties on its platform. This means that the risk of a property being repossessed by a bank and put on auction is zero as there is no debt on the property investments. All investments are ring-fenced and therefore the failure of one investment cannot impact the performance of another investment. There will always be a freehold property backing your investment in the event of any unforeseen circumstances and the ring-fenced structure provides an extra layer of security as investment funds cannot be used to pay off 80eight debts.

Bearing this in mind, 80eight strives to mitigate these risks at every step of the way. We aim to minimise risk and downside as much as possible on behalf of the investors by selecting properties that are attractive. Our due diligence model addresses all these risks as much as possible to ensure that investor risk is minimised, and only quality properties are offered on our platform.

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