Here’s a handy chart of what saving in bitcoin looks like. In this case, the median US family put away 10% of every salary cheque since 2018 and ended up in 2025 with $239,571 worth of bitcoin – it cost them just $52,775.
You can smell the financial freedom that this strategy brings
According to the U.S. Census Bureau, the median household income in 2018 was $61,937.
To be fair, if you had invested that same 10% a month (escalated at the rate of inflation) into the S&P 500, you would come out with $210,000, and that’s not bad.
But bitcoin would be the superior savings vehicle, with a 33% compound annual growth rate.
The above chart reflects 2018 dollars (ie. adjusted for inflation). If we take the nominal value (unadjusted for inflation), the figure jumps to $358,154.
This should serve as an encouragement to start saving, and do it now.
Remember, newcomers to bitcoin in 2018 also thought the price had gone up too high and that they had missed the boat. They hadn’t. The boat was just getting started.
Here’s a chart showing what happens if you invested 10% of your salary in SA in the JSE or put it into bitcoin. Bitcoin wins this race hands down.
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