$
2.4
B+
Daily USDT/USDC volume
180
+
Countries Supported
<
3
sec
Settlement Time
$
0.80
Average Onchain Network Fee
1:1
USD Peg Maintained
Traditional banking is broken for global payments
Moving money across borders shouldn't feel like navigating a minefield of fees, delays and bureaucracy. But for millions of people and businesses, it does.
Fees that eat your money alive.
SWIFT transfers can cost 5–8% in fees and hidden exchange rate markups often more than the actual payment.
3–5 business days to settle.
International wire transfers leave businesses cash-flow-stranded, waiting days for funds that should move in seconds.
Bank gatekeeping.
Compliance hoops, rejected transactions and frozen accounts are the norm not the exception for cross-border commerce.
Currency risk destroys margins.
ZAR depreciation can wipe out invoice value between issuance and settlement, leaving businesses exposed.
Traditional Bank Transfer
Settlement Time
3-5 days
Transaction Fee
5-8%
FX Markup
2-4%
Availability
Business hours
Transparency
Opaque
Stablecoin Payment (USDT / USDC)
Settlement Time
<3 seconds
Network Fee
<$1 fiat
FX Markup
0%
Availability
24/7/365
Transparency
Blockchain-verified
Digital dollars that never lose their value
A stablecoin is a digital currency pegged 1:1 to the US Dollar. You get the speed and borderlessness of crypto, without the volatility. One USDT or USDC always equals exactly one US dollar.
USDT
Tether USD — Largest stablecoin by volume
USDT is the world's most traded stablecoin and is accepted on virtually every crypto exchange and payment network globally. With over $150 billion in circulation, it's the de facto digital dollar of global commerce. Ideal for high-volume business payments, supplier settlements, and treasury management.
Most Liquid
$150B+ Supply
Multi-chain
USDC
USD Coin — Regulated, transparent, trusted
USDC is issued by Circle and is fully regulated and audited monthly. Every USDC in circulation is backed 1:1 by cash and US Treasury reserves held at regulated financial institutions. The preferred stablecoin for enterprises, institutions, and compliance-first organizations.
Fully Audited
Regulated
Institutional Grade
1:1
Always pegged to 1 US Dollar
24/7
Markets never close
$
0
Volatility vs crypto assets
Three steps to borderless money
Whether you're a business paying a global supplier or an individual sending money home, stablecoin banking is simpler than you think.
Fund your wallet
Deposit ZAR (or any local currency) into your 80eight Digital Wallet. You convert it to USDT or USDC at the real market rate, no additional service charges.
Send to any address
Enter the recipient's wallet address and travel rule details. The stablecoins travel over the blockchain network and arrive at their destination in under 3 seconds anywhere on earth.
Recipient converts or holds
The recipient converts to their local currency or holds USDT/USDC for future payments. The choice is theirs.
Built for the way the world actually works
Stablecoin banking isn't a workaround, it's the upgrade the global financial system should have built years ago.
Near-instant settlement
Payments that used to take 3–5 business days now settle in under 3 seconds, 24 hours a day, 7 days a week. Cash flow is no longer held hostage by banking hours.
Near-zero fees
Replace 5-8% bank transfer costs with flat fees under $4. For a $50,000 supplier payment, that's potentially $3,500+ saved on a single transaction.
Truly borderless
Send to 180+ countries without correspondent banks, SWIFT codes, or IBAN lookups. If they have a stablecoin wallet address, you can pay them.
Dollar stability, zero volatility
Unlike Bitcoin or Ethereum, USDT and USDC maintain a permanent 1:1 peg with the US Dollar. You know exactly what your money is worth when it arrives, no surprises from price swings during transit.
Full transparency on blockchain
Every transaction is permanently recorded on the blockchain, verifiable, immutable, and auditable. No more chasing banks for proof of payment or reconciling mystery deductions.
Regulatory compliant
80eight operates within South African financial regulations. Our stablecoin services are FICA-compliant, with full KYC and AML processes built in so your business stays protected.
Stablecoin banking
for every situation
From the individual sending money home to the CFO managing multinational supplier payments, stablecoin banking scales to meet your needs.
Import & export businesses
Pay international suppliers in USDT the moment an invoice lands , no waiting for SWIFT, no currency conversion fees, no holds on your account. Your supply chain stays moving.
Freelancers & remote workers
Get paid in USDC by international clients without losing 5–8% to payment processors. Convert to ZAR when you need to, or hold in stablecoins to protect against rand depreciation.
SMEs with global teams
Pay remote team members across Africa, Asia, and Europe in USDT or USDC - they receive the full amount, not a fraction after bank fees. Payroll that works everywhere.
Treasury & CFOs
Hold a portion of corporate reserves in USDC or USDT for USD exposure without a USD bank account.
Personal Remittances
Send money home to family in Zimbabwe, Nigeria, or Mozambique without remittance agent fees. Send $500, they receive $500, minus pennies in network costs.
Start moving money like it's 2026
Open your 80eight Digital Wallet and make your first stablecoin payment today.
No monthly fees • No minimum balance • FSCA compliant
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