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OverviewWalletTreasuryOTC DeskCommerce
TREASURY

We become your
treasury department.

Global payments, exchange control and FX, run end to end by our desk on Investec as banking infrastructure partner. You get a screen that shows you everything, instead of an inbox.

Talk to TreasurySee the platform
Treasury console
ZAR current accountR 4,182,400Available
USD account$ 216,800Available
EUR account€ 74,150Available
FX deal request · USD/ZAR 1.2mConfirmed by dealer · 11:04Confirmed
Payment instruction · Supplier GmbHSubmitted 10:52 · awaiting approvalIn review
Beneficiary · Meridian Trading LtdAdded 09:31 · first use blockedPending approval
BoP report · JulyFiled on your behalf · 08:15Filed

Visibility

Accounts · Transactions
ZAR current accountR 4,182,400Available
USD account$ 216,800Available
Pending items3Awaiting approval
AccountTypeDate rangeStatementExport
Supplier payment · Meridian Trading02 Aug · CompletedUSD− $ 48,200
FX deal · USD/ZAR01 Aug · Confirmed by dealerZAR− R 1,204,600
Inbound receipt · Client settlement31 Jul · CompletedEUR+ € 22,400
Payroll batch · July28 Jul · CompletedZAR− R 486,300
Every account, live
Statement · Export

Balances across every account in your structure, including foreign currency, and a full history you can filter by account, type and date range. Log in and see everything — no email required.

See the console

FX

Book a deal
SellZAR 1,200,000
BuyUSD
Settlement date12 Aug 2026
Indicative rateNot a confirmed rate18.42
Submit deal request

A dealer confirms and locks the rate. You are not executing directly.

Indicative rate first
Dealer confirms and locks

Submit a deal request with the pair, the amount, the direction and the settlement date. You see the indicative rate before you submit, and a dealer confirms and locks the rate — or comes back to you.

Book a deal

Payments

Payment instruction
PAY-1184In review
FromUSD account
BeneficiaryMeridian Trading LtdApproved
Amount$ 48,200.00
Value date12 Aug 2026
ReferenceINV-4471
Invoice INV-4471.pdfAttached · supporting document
Submitted
Desk approval
Released
Cleared
Paperwork attached
Approved before release

Pick the funding account and an approved beneficiary, enter the amount, currency, date and reference, and attach the invoice. You see where it is at every step, from submitted to cleared.

Instruct a payment

Controls

Beneficiaries · Approvals
Meridian Trading LtdUnited States · USDApproved
Aurora Components GmbHGermany · EUR · added todayPending approval
Northgate LogisticsSouth Africa · ZAR · details changedRe-approval
Bank details changed on Northgate Logistics. Approval required again before the next payment.
Approved before first use
Changes re-approved

Add a beneficiary with the bank details, country and currency. It is reviewed before first use, and any change to those details goes through approval again. Payments to unapproved beneficiaries are not possible.

See the controls

Your treasury runs on email, and nobody can see anything.

Client-facing internet banking does not exist for this account structure, so visibility has had to come from somewhere else. We built the somewhere else: one console, every account, every transaction, with approvals on everything that moves.

Today
You ask for a balance and wait for a reply
Deals booked over the phone, confirmed in an email
Beneficiaries added by sending bank details to a person
Exchange control paperwork you chase
A spreadsheet that is the only record
With 80eight
Log in and see every account and every transaction
Submit a deal request and watch it get confirmed
Add a beneficiary, see it approved, then use it
Exchange control and BoP handled and visible
One system that is the record, with an audit trail
WHY OUTSOURCE THE DESK

A desk that runs it, and a screen that shows it.

You stop being the treasury department.

Deal booking, exchange control, BoP reporting and compliance ownership sit with our desk, not with your finance team.

Everything on one screen.

Balances per account, full transaction history with filters, pending items and booked deals, all in one place instead of in an inbox.

Nothing moves without approval.

Beneficiaries are approved before first use, and every change to bank details goes through approval again. Payments are approved before release.

An audit trail, not a spreadsheet.

Every action on both sides is logged, and statements and transaction data export for reporting.

WHY YOU CAN BELIEVE US

Named third parties, not adjectives.

Investec as banking infrastructure partner
Exchange control managed end to end
BoP reporting filed on your behalf
FSP licence 49010

Let us take the desk off your hands.

Talk to Treasury
WHO RUNS TREASURY WITH US

Companies that pay across borders and would rather not build a desk.

Importers and exporters

Regular currency pairs, regular exchange control.

Groups with multiple entities

Separate accounts, separate reporting, one system.

Finance teams of one

A CFO or a controller who is also the treasury department.

Businesses paying suppliers abroad

Where the payment is routine and the paperwork is not.

COST

What the desk costs.

Blocked · pricing sign-off
WhatCostNotes
Platform accessfeePer client structure
FX spread on a confirmed dealspreadQuoted before you submit
Payment instructionfeePer instruction
Exchange control and BoP reportingIncludedEnd to end
Onboarding and KYBfeeRun by our team

Rates as of date. Pricing is per client structure, so talk to the desk for yours.

BEFORE YOU TALK TO US

The questions a CFO asks first.

Who actually holds the money?

Your accounts sit with Investec as banking infrastructure partner. 80eight is the technology and the desk that runs them.

Can we book our own deals?

You submit a deal request and a dealer confirms it. Self-execution is not available today.

How long does onboarding take?

timeline. Our team runs the KYB rather than leaving it with you.

Who handles exchange control?

We do, end to end, including BoP reporting.

Can we add a beneficiary ourselves?

Yes, and it is approved before its first use. Any later change to bank details is approved again.

What currencies can we hold?

Rand, US dollars, euros and pounds

Is there a mobile app?

Not today. Treasury is a web platform.

What does it cost?

Pricing is per client structure. The table above shows what you are charged for, and the desk will price yours.

What reporting do we get?

Statements, transaction exports and full audit history, on demand.

What happens if a payment is rejected?

You see the reason on the item, and the desk tells you what it needs.

CONTROLS AND COMPLIANCE

Your money, your approvals, your audit trail.

Approval on everything that movesBeneficiaries approved before first use, bank-detail changes re-approved, payments approved before release.
Roles that mean somethingAdmin, compliance, read-only and client roles, enforced across every screen and every endpoint.
Compliance owned, not passed backKYB, risk thresholds, flagged transactions and regulator-ready audit logs sit with our team.
Reconciled, not assumedBalances and transactions are synced from the bank and reconciled against our own ledger. A mismatch stops activity rather than hiding.

FSP licence 49010 · regulated in South Africa

MORE OF 80EIGHT

What else you can do here.

One console for the whole treasury.

Talk to the desk about your structure, and see the platform running before you commit.

Talk to TreasurySee the platform

Hand us the treasury.

Talk to the desk about your structure. No platform to build, no exchange control to chase, no spreadsheet as the only record.

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80eight is not a bank. 80eight is a financial technology company. You still need your own bank account.