Take payments at the counter with the phone in your hand.
A business account that accepts payments, pays staff and suppliers, holds rands and stablecoins, and shows you all of it in one dashboard. No card machine, no monthly fee, no payout wait.
Enter the amount, show the QR, get paid. In the 80eight app it opens straight into the payment screen with the amount filled in; a normal camera opens a checkout page in the browser. Your screen confirms it the moment it lands.
Create a link with the amount, a description and an optional expiry, and put it on an invoice, in an email or in a chat. You see active, paid, expired or cancelled at a glance — no chasing anyone.
DPOS counter · Rosebank14:32 · 88Pay · Instant+ R 1,240.00
Invoice link · INV-029811:07 · Paid+ R 4,120.00
Payroll run · 9 staff09:00 · Released− R 88,400.00
Treasury sweep · to ZAR808:15 · Scheduled− R 25,000.00
One feed, every method
Filter and export
Every payment in and out, across every method, in one activity feed you can filter and export. Settled today, awaiting payment, and what sits in each asset — without opening a spreadsheet.
Give each person the access their job needs and no more. Run more than one entity from the same login, with balances, permissions and reporting kept separate per entity.
You made the sale on Friday. The money arrives on Tuesday.
That gap is the product. 88Pay settles into your wallet as the sale happens — no terminal rental, no payout cycle, and one activity feed that reconciles itself.
Today
Rent a terminal, wait for a payout
A settlement cycle you do not control
Reconciliation from a statement that arrives later
A separate tool for invoices, and another for the books
With 80eight
A QR on the phone you already own
Money in your wallet as the sale happens
One activity feed, exportable
Invoice links and checkout from the same account
WHY THE BUSINESS WALLET
Instant settlement, no hardware, one view.
Paid as the sale happens.
88Pay payments settle instantly into your business wallet. There is no payout cycle to wait out, because the money never leaves the network.
No terminal, no rental.
A QR on any phone or browser is the whole point of sale. A checkout session takes seconds to create and expires in five minutes if nobody pays.
One account for money in and money out.
Take payments, pay staff and suppliers, hold rands and stablecoins, and see all of it in one place.
Who can do what, per entity.
Roles and approvals across multiple entities, so the person taking payments is not the person releasing them.