One button opens the whole suite. Every product in the account is a tile here — so the home screen never has to carry nine of anything.
Wallet
ZAR
BTC
ETH
USDT
USDC
XAU₮
ZAR8
Your rands and your crypto sit in the same place. Buy, sell, send and receive, move rands in from your own bank account and take them back out again. You'll see the price and the fees before you confirm anything.
Cards are the next rail. There's nothing written here yet, because there's no card product to describe and we won't run the story ahead of the thing itself. Leave your email and you'll hear from us the day there is one.
A name, an 88Tag, a cell number or a wallet address is enough. Put in one detail and we work out how it gets there — to another 80eight account it lands instantly and free on 88Pay, and anywhere else it goes to their bank, their mobile money wallet, or on-chain. You see the fee and the arrival time before you confirm.
Get paid without handing out your bank details. Ask a contact, split a bill with a group, or send a link that anyone can pay, whether they're on 80eight or not.
Send money home and know exactly what lands. Pay out to a mobile-money wallet or a bank account across the corridors we support. The fee and the total are on the screen before you confirm, and your money comes back to you if the payout fails.
Every product runs off the same balance and the same verified identity, so moving from paying someone to sending money home to putting the rest to work costs you no new setup.
SIX VERTICALS
Six products. Pick the one you need first.
Each one does a single job, and they all run off the same balance.
XAUT
ZAR
BTC
USDT
01Wallet
Everything you hold, in one balance.
01 · Wallet
Rands, stablecoins and crypto, side by side.
One balance across the whole suite, with the rand value under each asset so you never have to convert in your head. Buy, sell, deposit and withdraw without leaving the app.
One number — the portfolio balance, then the wallet behind it.
Rand value under every asset, always.
ZAR, ZAR8, USDT, USDC in the same list.
BTC, ETH, SOL, XRP held, not just watched.
Deposit and withdraw in rand, instantly.
Three wallets — portfolio, digital, global.
Balances shown are illustrative. Crypto values move; the rand figure under each asset is the live conversion at the moment you look.
BBBrent Brosome @brentb88Pay liveWhere things landZAR88Pay balanceUSDCBase
02Send
Pay anyone, without their bank details.
02 · Send
A name, an 88Tag, an email or a cell number is enough.
Send to someone on 80eight and it settles on our own ledger instantly. Send to someone who is not, and it travels over the mobile-money or bank rail with the fee shown first.
Funds safeguardedClient money is held separately and never lent out.
MPC custodyKeys are split across a licensed custody partner.
2FA on payoutsEvery payment out needs a second factor.
Licensed providerFSP licence 49010, regulated in South Africa.
BEFORE YOU START
The five things people ask first.
How much do I need to start?
You can start from R50 on USDT or ZAR8, and R100 on BTC, ETH or SOL. No monthly fee and no minimum balance to keep the account open.
Does the person I am paying need 80eight?
No. If they are on 80eight the money is there instantly. If they are not, send to their cell number, they get an SMS, and unclaimed money comes back to you after 48 hours.
What does it cost?
Payments between 80eight accounts are R0.00 to send and R0.00 to receive. Deposits, withdrawals, spreads and network fees are listed on each product page.
Do I still need my bank account?
Yes. You fund your wallet from your own bank account, and rands are withdrawn back to an account in your name.
Is my money safe with 80eight?
Client funds are safeguarded and held separately from ours. Digital assets are held in full MPC custody with a licensed custody partner, and 2FA is required on every outgoing transaction. 80eight is not a bank. Digital assets are not bank deposits and are not covered by a deposit-protection scheme.
SECURITY
Your money, held properly.
MPC custodyKeys split across parties with a licensed custody partner, so there is no single point of failure.
2FA on every sendRequired on all crypto sends and rand withdrawals, with biometrics on device.
Your name onlyRands can only be withdrawn to a bank account matching your verified name.
Fully auditableEvery transaction logged. FSP licence 49010, regulated in South Africa.
Digital assets are not bank deposits and are not covered by a deposit-protection scheme. Some crypto products and markets are unregulated.
Six products. One account.
Open 80eight and start with whichever one you need first.
BTC
ETH
USDT
USDC
XAU₮
ZAR8
