Pay out to a mobile-money wallet or a bank account across the corridors we support. The fee and the total are on the screen before you confirm, and your money comes back if the payout fails.
They receive••• •••FeeR ••.••Rate1 ZAR = •.••••Total to payR ••• •••
If the payout fails, the funds return to your wallet.Confirm and send
Spec render, not a shipped screen. Images for illustrative purposes only.
Mobile
Mobile money
Recipient number+•• ••• ••• ••
Network•••••••Detected
Registered name•••• ••••••
AmountR ••• •••FeeR ••.••TotalR ••• •••
Confirm payout
Network detected
You sendR 1 000.00
FeeR ••.••
They get••• •••
Paying out
To Amara O
Mobile money wallet
R ••• •••
In progress
Enter the recipient's number and we work out the network from it. Before you confirm you see the fee, the total and the registered name that comes back on the number.
Name verificationUnavailableArrivalNot instantYour balanceHeld
Total to payR ••• •••
Confirm payout
SWIFT or IBAN
Delivered
To Joseph M
Bank account
R ••• •••
Complete
Status you can check
Account number, holder, bank and branch code — by SWIFT or IBAN where the corridor supports it. Not instant, and your money returns automatically if the payout fails.
The fee, the total and the status are on the screen every time, not quoted at a counter and discovered later.
WHY SEND WITH US
Priced up front, checked on the way, returned if it fails.
You see the fee before you send.
Every transaction carries a fee, and the amount plus the fee plus the total are on the confirm screen. corridor fees.
A phone number is enough.
We detect the mobile-money network from the number so you do not have to pick it, and we show you the registered name we get back before you confirm.
Nothing disappears.
Your balance is held the moment you send. If the payout fails or expires, it is returned to you automatically, without you asking.
TRUST BUILT FROM THE CORE
Facts we can already stand behind.
Fee and total shown before you confirm
Your balance is returned automatically if a payout fails
Recipient name checked on mobile money
FSP licence 49010
Internal · remove before launchThree payout methods, not four. Cash at an agent is named in the productisation doc and is not supported by the Onafriq integration, so it is not on this page.
Blocked · prooflive corridor listA corridor only appears here once we hold float in that currency and the rail is live. If it is not on this list, we cannot send it yet.
COST
The fee is on the screen before you confirm.
Corridor
Fee
Typical arrival
corridor
fee
Minutes for mobile money
corridor
fee
Minutes for mobile money
corridor
fee
Not instant for bank
Blocked · proofMobile money is usually within minutes. Bank payouts are not instant and we do not quote a time we cannot hold to. Fees as of date.
BEFORE YOU SEND
The questions people ask, in the order they ask them.
How much can I send?
Your limit is set by your verification level, and we check the amount against it as you type.
What does it cost?
There is a fee on every transaction, and it is shown with the total before you confirm. Corridor pricing is above.
How fast does it arrive?
Mobile money is usually within minutes. Bank payouts are not instant, and you can check the status at any time.
What if I send it to the wrong number?
On mobile money we show you the registered name on that number before you confirm, so check it there. Recovering a payout that has already succeeded is not something we can do from the app, so the confirm screen is the moment that matters.
What if the payout fails?
Your balance is returned automatically. You do not have to ask.
Does the person receiving it need an account with 80eight?
No. They receive it on their mobile money wallet or in their bank account.
Which countries can I send to?
Only the corridors listed above. If it is not on the list, the rail is not live yet.
SECURITY
Your money, held properly.
MPC custodyKeys split across parties with a licensed custody partner, so there is no single point of failure.
2FA on every sendRequired on all crypto sends and rand withdrawals, with biometrics on device.
Your name onlyRands can only be withdrawn to a bank account matching your verified name.
Fully auditableEvery transaction logged. FSP licence 49010, regulated in South Africa.
Digital assets are not bank deposits and are not covered by a deposit-protection scheme. Some crypto products and markets are unregulated.