WALLET

Rands and crypto. One balance.

Buy, sell, send, receive, deposit and withdraw. Rands and digital assets in one place, at real market prices, with every fee shown before you commit.

Open your wallet App Store Google Play

Send crypto screen: the recipient, the asset, the network and the fee before confirming

Wallet home screen: the portfolio balance with each asset and its rand value beneath

Make a deposit screen: the bank details and the reference that matches the money to you

Deposit ZAR

Make a deposit screen showing the reference code and the bank transfer details

Your own bank

Reference 88-••••••

Withdraw back same account

Deposit cleared

Bank transfer

Matched by reference

R ••• •••

Complete

Bank transfer from an account in your own name, using the reference we generate — that reference is what matches the money to you. Link the account once and withdrawing rands back to it is the same two taps.

Deposit rands →

Convert

Buy crypto screen showing the asset, what you pay with and the amount

BTC

ETH

USDT

USDC

Real-time price

Move between rands, stablecoins and crypto at real-time prices — BTC, ETH, SOL, XRP, USDT and USDC. Convert either way, in one step, and see the whole cost before you confirm.

Convert now →

Send Crypto

Ethereum ERC-20

Solana SOL

Network fee shown first

2FA confirmed

Sent on-chain

Address checked for the asset

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Complete

Paste an address or scan a QR, pick the network, and see the fee before you commit. Outgoing sends need 2FA, and we check the address is valid for the asset before anything moves.

Send crypto →

Receive Crypto

Receive crypto

AssetUSDT

NetworkEthereum

Your address0x8f2•••••••••••••••••••••••••4a71

Only send USDT on Ethereum to this address.

Copy addressShare QR

A QR to share per asset

Ethereum ERC-20

Deposit detected

USDT received

Credited after network confirmations

R ••• •••

Complete

A unique address and QR for every asset on every network it supports. Send to the matching network and it lands in the same balance, credited once the network confirms.

Receive crypto →

Your rands and your crypto, in one place.

One balance view, one activity feed, and the whole cost on the screen before you confirm. Rands move in and out through an account in your own name, and every send needs 2FA.

WHY THE WALLET

One balance, real prices, held properly.

Rands and crypto, side by side.

One balance view, with the rand value under each asset and every transaction in one activity feed.

The price you see is the price you get.

Trades execute at real-time market price, with the spread and any network fee shown before you confirm. The spread is 0.38% on a buy and on a sell, and there is no separate service fee.

Your assets, held properly.

Full MPC custody with a licensed custody partner, 2FA on every outgoing transaction, and rand withdrawals only to a bank account in your own name.

TRUST BUILT FROM THE CORE

Facts we can already stand behind.

Client funds safeguarded, held separately

MPC custody with a licensed partner

2FA on every send and withdrawal

FSP licence 49010

No stat ships until the proof inventory names a source and an owner.

Open a wallet in a few minutes.

Open your wallet

WHAT YOU CAN HOLD

Rands, stablecoins, crypto.

Assets you can holdRand value

Rand

South African RandZARR 1.00

Stablecoins

TetherUSDTR 16.32▼ 0.04%USD CoinUSDCR 16.33▼ 0.01%

Crypto

BitcoinBTCR 1 238 306▼ 0.96%EthereumETHR 39 207▼ 2.26%SolanaSOLR 1 591▼ 2.88%XRPXRPR 20.92▼ 7.56%

Illustrative prices — live pricing in app.Open a wallet

BEFORE YOU START

The questions people ask, in the order they ask them.

How much do I need to start?

You can start from R50 on USDT or ZAR8, and R100 on BTC, ETH or SOL. No monthly fee and no minimum balance.

Do I have to buy a whole Bitcoin?

No. You buy an amount in rands and receive the fraction that buys.

What are the fees?

Listed in full above. The spread on a buy or sell is how 80eight earns on the trade, and it is shown to you before you confirm.

Can I withdraw crypto to my own wallet?

Yes. Any valid address for the asset and network, with 2FA and recipient details where the Travel Rule applies.

How long does a rand withdrawal take?

Same day if you are inside your bank's cut-off. We show you the cut-off before you confirm.

Do I still need my bank account?

Yes. Rands come in from an account in your name and go back out to one.

Is my crypto insured?

Digital assets are held in full MPC custody with a licensed custody partner and client funds are safeguarded separately from ours. 80eight is not a bank and digital assets are not covered by a deposit-protection scheme.

SECURITY

Your money, held properly.

MPC custodyKeys split across parties with a licensed custody partner, so there is no single point of failure.

2FA on every sendRequired on all crypto sends and rand withdrawals, with biometrics on device.

Your name onlyRands can only be withdrawn to a bank account matching your verified name.

Fully auditableEvery transaction logged. FSP licence 49010, regulated in South Africa.

Digital assets are not bank deposits and are not covered by a deposit-protection scheme. Some crypto products and markets are unregulated.

MORE OF 80EIGHT

One wallet for your rands and your crypto.

Open 80eight and add your first rands in a few minutes.

App Store Google Play

Rands and crypto. One balance.

Deposit ZAR

Convert

Send Crypto

Receive Crypto

One balance, real prices, held properly.

Rands and crypto, side by side.

The price you see is the price you get.

Your assets, held properly.

Facts we can already stand behind.

Open a wallet in a few minutes.

Rands, stablecoins, crypto.

The questions people ask, in the order they ask them.

Your money, held properly.

What else you can do here.

Send

Request

Wealth

Remittance

One wallet for your rands and your crypto.