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SPEND

Cards are the next rail.

A card that spends straight off your 80eight balance, with points and cashback built into the same account rather than bolted on afterwards. It is not live yet — leave your email and we will tell you the day it is.

Core Tier 01 · Obsidian
Core Tier 02 · Sterling
Core Tier 03 · Cipher
Core Tier 04 · Meridian
80eight
Core Tier 05 · Apex · invitation only

Spending

Spend home with the Apex card and live card activity

Spend straight off your 80eight balance, in store or online. Every purchase shows the amount, the wallet it came from and what your balance is afterwards — and you can freeze the card from the same screen.

Join the card list

Rewards

Choose your card tier

Points build from the things you already do on 80eight — card spend, stacking, paying people. The rate and the tier are written on the screen, and nothing you earn expires.

See how rewards work

Cashback

Card details — nickname and cardholder

A share of what you spend comes back every month, and you choose whether it lands as rands or as the asset you are stacking. The rate is published, not negotiated.

Join the card list
TRUST BUILT FROM THE CORE

Facts we can already stand behind.

Funds safeguardedClient money is held separately and never lent out.
MPC custodyKeys are split across a licensed custody partner.
2FA on payoutsEvery payment out needs a second factor.
Licensed providerFSP licence 49010, regulated in South Africa.
SECURITY

Your money, held properly.

MPC custodyKeys split across parties with a licensed custody partner, so there is no single point of failure.
2FA on every sendRequired on all crypto sends and rand withdrawals, with biometrics on device.
Your name onlyRands can only be withdrawn to a bank account matching your verified name.
Fully auditableEvery transaction logged. FSP licence 49010, regulated in South Africa.

Digital assets are not bank deposits and are not covered by a deposit-protection scheme. Some crypto products and markets are unregulated.

MORE OF 80EIGHT

What else you can do here.